One thing about retirement is certain: there’s no one “right” way to go about it. Many people view retirement as a very intimidating concept. You’ve spent a lifetime building a career you love. Or, in some cases, maybe you’ve spent a lifetime in a career that you don’t love – but it provides you with… [Read More]
What If You Don’t Qualify for a Roth IRA?
Many people view a Roth IRA as the end-all-be-all solution to retirement savings. Then, when their income grows, and they phase out of being able to contribute to a Roth IRA, they’re left feeling lost and frustrated. How in the world am I supposed to save for retirement in a tax-efficient way now? The good… [Read More]
Recovering from Holiday Over-Spending
Did you overspend this past holiday season? You’re not alone. 45% of Americans have felt pressured to overspend, or to spend more than they wanted to, during the holiday season. The pressure to spend comes at us in virtually every way imaginable. We’re shown an onslaught of ads everywhere from television to our social media… [Read More]
The Importance of Your Health During Retirement
So many people underestimate the value of their health during retirement. The truth is that Medicare, much like health insurance you receive from an employer while working full-time, likely isn’t going to cover everything you need it to. There will be gaps in your coverage – it’s just a question of determining where they are,… [Read More]
How Versus Who
If you have a bad toothache, what’s the first thing you do? You might give it 24 hours to see if it begins to feel better. Or you might go to WebMD and search for your symptoms in an effort to self-diagnose. Let’s assume for a minute that with the help of the internet and… [Read More]
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