What are you thankful for this holiday season?
I’m grateful for many things. I’m grateful for my wonderful wife, Elizabeth. I’m grateful to have been able to foster some adorable puppies this year alongside our forever-family pup, Winnie, and help them find their forever homes in turn. I’m grateful for days spent with family, time spent doing the things I love, and for the opportunity to run Wealthcare for Women.
I find that as a business owner, I’m especially grateful for my work in a way that I know a lot of people may not be. I’m incredibly grateful, for example, that my career has afforded me the opportunity to work with so many wonderful women and families over the years. Empowering my clients and followers to live their best financial lives is incredibly rewarding, and I feel really fortunate that I’m able to do what I love every day.
I know it’s not always fun to think back on your financial year. There are often ups and downs, and it can be a little bit painful to relive your mistakes. But I want to challenge you today to focus on what went right this year. Let’s talk about a few financial “wins” you can be grateful for this year.
Being Empowered to Make Your Own Financial Decisions
Whether you’re a divorcee or one member of a happily married couple, it can feel amazing to make your own, positive financial decisions. Many of my newly divorced clients find a sense of unbridled freedom in the ability to decide how income is spent, what sacrifices they’re willing to make, or how they want to align their budget with their values.
The families I work with are empowered when they turn to one another to make financial decisions together. As soon as they release the influence of extended family members, or what their colleagues and friends think is the “right way” to run their financial lives, they’re able to truly start living the life they’ve always dreamed about.
Too many people are stuck making financial decisions based on what they think is expected of them, or how they’re locked into operating within an unhappy marriage. If you’ve been empowered this year to make financial decisions on your terms – that’s something big to be thankful for!
Celebrating Your Financial “Wins”
Everyone has financial “lows” throughout the year. Maybe you didn’t stick to your budget the way you wanted to, and maybe you had an unexpected expense – like a car breaking down, or a big hospital bill.
I guarantee, even with these lows, you’ve had a handful of financial wins this year, too. A win can be anything, big or small, that positively impacted your life. A handful of my favorites are:
- Learning more about investing
- Reaching out to a financial planner and/or a CPA to help organize your finances
- Purchasing your first home on your own after a divorce
- Financially helping your kids attend a summer camp or event they were really looking forward to
- Getting the raise you asked for during your annual review
- Signing a new client, or making a sale you weren’t expecting if you’re a business owner
These are just a few examples of financial “wins” you can celebrate – take a minute to write down some money moves you’re especially proud of.
Finding Financial Footing After a Turbulent Time
Do you feel like this year has been especially turbulent for you? You’re not alone. Everyone has years that feel especially challenging. Whether you’ve gone through a divorce, are a new widow, or are struggling through a financially tough time, it can feel like the holidays are only adding to your stress.
But it’s not too late to find your financial footing before the start of the new year. You can contact a financial planner to help put together a strategy, set some bite-sized goals (like sticking to a holiday shopping budget, or downloading a few free financial resources), or build yourself up by spending time with loved ones who help you look at your financial life as a glass-half-full situation. Finding footing after a turbulent time is definitely worth being thankful for.
No matter what time of life you’re entering, I hope that you take time this season to practice gratitude about your finances, and life in general.
From all of us here at Wealthcare for Women, Happy Thanksgiving!