Hi, I’m Russ Thornton, and I’ve been delivering personal financial advice for over 20 years. My lifestyle financial planning service helps women achieve the life they want without fear of ever running out of money.

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You Can’t Handle The Truth

Can you handle the truth?I don’t know about you, but when I hear or read the phrase, “you can’t handle the truth,” I imagine Jack Nicholson’s character, Colonel Nathan Jessup, screaming it from the witness stand in the movie A Few Good Men.

And honestly, sometimes I feel like screaming it myself. Not screaming it at Tom Cruise or you or anyone in particular, mind you.

It’s just that I’m regularly frustrated to see smart people like you as well as your financial advisors make decisions that don’t seem to be based on much “truthiness.”

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Can You Afford To Stop And Smell The Roses?

Yellow RosesResearch shows that the happiest people take the time to appreciate the little things in life.

To learn more about this, I encourage you to read this article by Eric Barker.

Eric’s article is about 1,500 words, and if you don’t want to read the entire thing, here’s the punch line:

Stop and smell the roses.

Happiness researchers (yes, there is such a thing) call this “savoring.”

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Are You Asking The Right Financial Questions?

QuestionsMany people mistakenly believe that my work is all about helping people with their investments.

Yes, that’s an important part of what I do.

But it’s not the most important service I offer.

Where I really help the women and families that hire me is helping them ask – and ultimately answer – the right questions.

Instead of focusing on your money, your investments, your year-to-date portfolio performance and other money-focused information, I think it’s a much more worthwhile exercise to focus on your lifestyle.

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Conservative Versus Aggressive

Princess Bride ImageHow do you define the word “conservative?”

What about “aggressive?”

These are words that get tossed around a lot in my line of work, but I think they can hold very different meanings for different people.

In fact, it reminds me of this line from The Princess Bride.

For example, you might think of “conservative” as having minimal exposure to the stock market and owning mostly CD’s at the bank.

Someone else might think of “conservative” and have more (or most) of their investments in a low cost, diversified total stock market portfolio because that results in the highest comfort and confidence in achieving their personal lifestyle goals.

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Take Off Your Financial Blindfold

BlindfoldDid you know that if you’re blindfolded, it’s virtually impossible for you to walk in a straight line?

Watch this short video for some background.

As we learn in the above video, researchers and scientists have been studying this for decades.

Here’s an article about it. And another.

And if you want a song that fits nicely with today’s article, here’s “Circles” by Soul Coughing :)

I first learned about this back in college. It was the summer between my sophomore and junior years.

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